Family protection01
Life insurance in Sri Lanka: how much cover do you need?
Work through family expenses, debts, existing cover and affordability before choosing life insurance in Sri Lanka. Includes an illustrative LKR example.
Read the guideInsurance & wealth planning · Sri Lanka
Your financial futuredeserves a plan.
01 Clarity before complexity
02 Plans shaped around life
I help individuals and families in Sri Lanka explore insurance, family protection and long-term financial priorities.
01 — Philosophy
Financial confidence isn’tabout having all the answers.It begins with asking better questions.
A personal strategy, built around what matters now—and what comes next.
Shashini Fernando — ColomboMDRTAchiever · 2023
A thoughtful partner
Planning that begins withyour story.
The strongest financial plans are not built from products. They are built from understanding—your responsibilities, ambitions and the people who matter most.
As a Wealth Planning Manager affiliated with AIA Insurance Lanka Limited, with an MDRT achievement in 2023, Shashini brings a disciplined, human approach to every conversation. Her work is grounded in listening carefully, making complex choices clearer and helping clients move forward with purpose.
Shashini Fernando
A conversation, not a pitch
Every plan beginswith listening.
02 — Financial solutions
Where would youlike to begin?
Every plan starts somewhere different. Select a priority to explore the conversation.
Build with intention
A considered approach to growing and preserving wealth around the life you want to lead.
Build with intention
Wealth creation
A considered approach to growing and preserving wealth around the life you want to lead.01 / 06
A little clarity, before you decide
Insurance questions.
Considered answers.
Practical reading for families in Sri Lanka. Understand the questions, compare the details and prepare for a more useful conversation.
Healthcare02
Health insurance in Sri Lanka: what to check before buying
Understand hospital cover, waiting periods, exclusions, cashless treatment and policy limits before choosing health insurance in Sri Lanka.
Read the guideBefore you decide03
How to compare insurance policies beyond the premium
A practical insurance comparison checklist covering benefits, exclusions, affordability, guaranteed values and the questions to ask an adviser.
Read the guide
04 — Between the numbers
Considered advice is a practice, not a product.
03 — The journey
A clear process.At your pace.
Listen
We begin with the life behind the numbers—your priorities, concerns and ambitions.
Understand
Together, we bring your current position and future goals into a clearer view.
Shape
A considered strategy connects your priorities with suitable financial solutions.
Evolve
Your plan is revisited as life changes, so it can continue to serve what matters.
Why Shashini
Clarity is a formof confidence.
01
Personal first
Your circumstances shape the conversation—not a standard formula.
02
Clear by design
Complex choices are translated into language you can act on.
03
Built for change
Your strategy is designed to evolve with your life and priorities.
04
Present throughout
A long-term relationship means guidance beyond the first decision.
MDRT Achiever · 2023
A standardof excellence.
Shashini achieved MDRT recognition in 2023. This dated achievement does not imply current membership or guarantee financial results.
A plan should feel like yours
Not just preparedfor the future.Ready for it.
A pause
The right planleaves roomfor what matters.
Because financial planning isn’t only about preparing for tomorrow. It’s about creating confidence for today.
Let's beginwhere you are.
Plan a conversation04 — The arc of a plan
Your wealth journey.
Five stages, one continuous line. Each one shapes the next.
- 01
Build
Create the foundation.
Foundation - 02
Protect
Protect the people and plans that matter.
Protection - 03
Grow
Build toward long-term financial goals.
Long-term growth - 04
Prepare
Create greater confidence for the years ahead.
What comes next - 05
Legacy
Plan what you leave behind.
What remains
06 — Wealth projection studio
Your future,
projected.
Explore how consistent contributions and time can influence an illustrative long-term projection.
Projected value — year 20
Projected value: Rs. 28,065,702 Total contributions Rs. 12,500,000 Illustrative growth Rs. 15,565,702
Year 0 — Rs. 500KYear 20 — Rs. 28M
Year 5Rs. 4,288,458
Year 10Rs. 9,659,071
Year 15Rs. 17,272,588
Year 20Rs. 28,065,702
What if you contributed more?
Illustrative difference
Illustrative difference: Rs. 5,209,267Illustrative projection only. Actual investment returns may vary and are not guaranteed. This tool does not constitute investment advice. Assumes a constant nominal annual rate compounded monthly and contributions at month end. Excludes inflation, fees, taxes and insurance charges. This is not a policy illustration.
Want to turn the projection into a plan?
Plan a conversationBegin with a conversation
What are youplanning for?
Your next chapter deserves a strategy.
Consultations are free. Prepare an email enquiry or contact Shashini directly to arrange a conversation. See what to expect and what to bring.